The Three Colonial Regions Essay Example For Students

The Three Colonial Regions Essay The Three Regions of the 13 Colonies * The number of people differed among the colony regions; the amount of land in the colonies also differed among the regions with small numbers of people on huge tracts of land. * The first European colonists didnt know how big North America was because they didnt have a map of the continent. * The three geographic regions of the 13 Colonies were the New England Colonies, the Middle Colonies, and the Southern Colonies. The New England Colonies * The four original New England Colonies were: New Hampshire, Massachusetts, Connecticut, and Rhode Island. The Environment of the New England Colonies * The climate of the New England Colonies was colder than the other two colonial regions because they were the farthest north. * The climate was a positive factor for the colonists in the New England Colonies; it prevented the spread of life-threatening diseases. * The climate was a negative factor for the colonist in the New England Colonies; the severe winters killed many people. * The geography of New England was mostly hills with rocky soil. The natural resources of the New England Colonies The natural resources of the New England Colonies included fish, whales, trees and furs. * The natural resources were more important than agricultural crops to colonists in New England because of poor, rocky soil and the short growing season. Religion in the New England Colonies * The main function of New England towns was to support the religion of the Puritans. * Religious freedom in Puritan colonies did not exist. The Puritans world view did not t olerate other religions. The Southern Colonies The Environment of the Southern Colonies The climate of the Southern Colonies was the warmest climate of the three colonial regions. * The warmer climate was a positive factor for the colonists in the Southern Colonies. They didnt worry as much about surviving cold winters. * The warmer climate was a negative factor for the colonists in the Southern Colonies; the warm, moist climate carried diseases that killed the colonists. * The geography of the Southern Colonies which had a broad, coastal plain that was hilly and covered with forests. * The natural resources of the Southern Colonies included rich farm land, forests and fish. We will write a custom essay on The Three Colonial Regions specifically for you for only $16.38 $13.9/page Order now Religion in the Middle Colonies * There was more religious freedom in the Middle Colonies than in New England. No single church or religion dominated in the Middle Colonies. Contrasts between the North and the South Agricultural Differences * The environment impacted the economy and agriculture in the New England Colonies; farming was not as important for making a living because of climate and geography. * The environment also impacted the economy and agriculture of the Southern Colonies; farming was an important way to make a living because of its climate and geography. The differences between the New England Colonies and the Southern Colonies in agriculture included the climate and geography. Agriculture influences trade * The difference between the New England Colonies and the Southern Colonies in agriculture: Southern colonists exported agricultural products and New England colonists imported agricultural products. Manufacturing Differences * The New England Colonies looked to th eir natural resources as a way to make a living; the environment forced them to look for other ways to make a living other than farming. The Southern Colonies didnt develop all their natural resources as a way to make a living; there was excellent soil for farming income, so there was no need to develop natural resources for manufacturing. The differences in manufacturing occurred between the Southern Colonies and the New England Colonies: The Southern Colonies developed their maiThe time period from around 1600 to 1740 covered the development of Britains 13 Colonies in North America. In the 13 Colonies, the early colonist’s basic needs were food, shelter and clothing. .ude6583c39e4b14cca857568113d3ff15 , .ude6583c39e4b14cca857568113d3ff15 .postImageUrl , .ude6583c39e4b14cca857568113d3ff15 .centered-text-area { min-height: 80px; position: relative; } .ude6583c39e4b14cca857568113d3ff15 , .ude6583c39e4b14cca857568113d3ff15:hover , .ude6583c39e4b14cca857568113d3ff15:visited , .ude6583c39e4b14cca857568113d3ff15:active { border:0!important; } .ude6583c39e4b14cca857568113d3ff15 .clearfix:after { content: ""; display: table; clear: both; } .ude6583c39e4b14cca857568113d3ff15 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ude6583c39e4b14cca857568113d3ff15:active , .ude6583c39e4b14cca857568113d3ff15:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ude6583c39e4b14cca857568113d3ff15 .centered-text-area { width: 100%; position: relative ; } .ude6583c39e4b14cca857568113d3ff15 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ude6583c39e4b14cca857568113d3ff15 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ude6583c39e4b14cca857568113d3ff15 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ude6583c39e4b14cca857568113d3ff15:hover .ctaButton { background-color: #34495E!important; } .ude6583c39e4b14cca857568113d3ff15 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ude6583c39e4b14cca857568113d3ff15 .ude6583c39e4b14cca857568113d3ff15-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ude6583c39e4b14cca857568113d3ff15:after { content: ""; display: block; clear: both; } READ: Tell tale heart EssayAfter they met those basic needs, the colonists were able to gain wealth through economic activities like farming more land, making items from natural resources or through trade. Religious practices also varied greatly between the regions. ? Commercial manufacturing was done by master craftsmen and their apprentices. ? Trade moved products from the seller to the buyer. Exports were sent to another colony or country; imports came into the colony or country. ? The 3 regions of the 13 Colonies were the New England Colonies, the Southern Colonies and the Middle Colonies. Each of these regions had different geography and climate, which affected their econom ic activities of agriculture and trade. ? Natural resources of the Middle Colonies were rich farmland, timber, furs, iron ore and coal. The Southern Colonies had timber, fishing, and the richest farmland. New England Colonies had fish, whales, trees and furs. ? Religious freedom varied greatly between the 3 regions. There was no religious freedom in the Puritan Colonies of New England, in the Southern Colonies religion provided moral guidance but wasnt a great influence. The Quakers were the biggest influence in the Middle Colonies. Important dates to remember: ? From approximately 1600 to 1740, Britains 13 Colonies were founded in North America. * n natural resource, their farmland, and not much manufacturing; * The opposite occurred in New England. Economic Activities in the 13 Colonies * Some countries, besides England, that were in the British Empire were Wales, Scotland, and parts of Ireland. * Manufacturing: making things by hand or by machine. * Europeans defined natural resources as things made by nature that humans know how to use. Agriculture in the 13 Colonies Most people earned a living before and during the colonial time by farming Manufacturing in the 13 Colonies * Commercial manufacturing is a way to make goods and supplies to sell to others. * A master craftsman: a person who was skilled at making special products like wagons or rifles. * An apprentice was a young person who learned a special skill from a master craftsman. * Men got m ost of the manufacturing jobs because those were the customs and traditions of colonial society. * Besides professional skills, the master craftsman was supposed to teach the apprentice reading, writing, and math. Trade in the 13 Colonies * Traders: people who get wealth by buying items from a group of people at a low price and selling those things to other people at higher prices. * Imports: trade goods that are brought into a colony or country. * Exports: trade goods that are sent to another colony or country. Multiple perspectives on imports and exports. * Britain bought ships from the 13 Colonies for imports because things were made in the 13 Colonies and sent to Britain. * The Colonies exported ships, which mean they were made in the Colonies. Imports and a shortage of master craftsmen. The colonists imported items from Britain even though the same items were manufactured in the colonies. The skilled craftspeople could not make those products fast enough. * Credit: means being able to buy something now with a promise to pay later. * The problem that credit caused the colonists: many were always in debt. Trade and the development of colonial towns and cities * A break-in-transport is the g eographic location where goods and supplies were loaded and unloaded. * A break-in-transport came first and then a town or village would develop. The first colonial towns started along riverbanks or the ocean coast because the first European settlers traveled by water to the shores and products were imported and exported from the towns along the shores. Water for transportation. * It was easier to transport goods by water than by roads for the first colonists because products were heavy or bulky and could be transported faster, with more ease, and at a lower cost by boats. Economic Activities in the New England Colonies Agriculture of the New England Colonies * A subsistence farmer hardly raised enough food to feed their families. Many New England farmers, in order to make enough money to support their families during the non-growing season: had to find jobs in fishing, logging or trapping for fur. * Agriculture in the New England Colonies: poor soil, mountains, cold winters, and a short growing season. * Cash crops: crops or animals raised to make money. Manufacturing in the New England Colonies * Naval products: All the things needed to build and sail a ship. * England encouraged the New England shipbuilding industry: Englands forests were used up. The second important industry in New England: the alcoholic drink called rum. The Environment and Manufacturing * The New Englanders accommodated to their environment by finding other ways to make a living. Trade in the New England Colonies * The New England trade was known as a triangular trade. The trading ships followed ocean routes that formed a triangle on the world map. * For the New England colonies, manufactured products were exports because they were made there and shipped out. Economic Activities in the Middle Colonies Agriculture in the Middle Colonies The environmental factors that allowed farmers from the Middle Colonies to grow cash crops were flat land that had rich soil and a longer growing season. Agriculture in the Middle Colonies included corn, vegetables, grain, fruit and livestock. Manufacturing in the Middle Colonies * Manufacturing in the Middle Colonies included iron ore products like tools, kettles, nails and plows and huge blocks of iron to export to Britain. Trade in the Middle Colonies * Trade in the Middle Colonies included exported agricultural products and natural resources, imported European manufactured goods, but never developed triangular trade routes.

Romanticism essays

Romanticism essays Art comes in many forms. From the mind-boggling adventures of Surrealism to the beautiful landscapes of the Hudson River School, every genre of art has its own unique appeal. One of the most mystifying, emotional, and beautiful genres is Romanticism. The word romantic comes from 18th -century English, and originally meant romance-like, referring to anything resembling fanciful medieval romances. Later on, the word evolved into an association with the newly emerged hunger of the populace for wild scenery, ruins, and sublime prospects. This hunger stemmed from an emphasis in the art world on the sublime instead of the beautiful. Writer and statesman Edmund Burke thought of beauty as delicacy and harmony, and viewed the sublime as vastness, obscurity, and a capacity to inspire terror. In the 18th century, reason was abandoned for emotion in both literature and ethics. The leaders in this Emotional Evolution were French novelist Jean Jacques Rousseau, English poet and painter William Blake and the Spanish artist Francisco Goya. In France, romanticism went through its early stages at the same time as the Napoleonic Wars were fought (1799-1815). The first French romantics were inspired by the events of the wars, and the reaction of the general populace as the wars were going on. Antoine Jean Gros went from neoclassicism to romanticism by abandoning the sober style of his teacher and embracing the influence of the colorful and emotional style used by Flemish baroque painter Peter Paul Reubens. Gros developed his own style of painting through a series of battle paintings, which glorified Napoleon. The driving force for French romanticism was Theodore Gericault. Gericault took dramatic color and emotion to the extreme, and switched the emphasis of battle paintings from heroism to pain and suffering. In Wounded Cuirassier (1814) Gericault uses powerful brushstrokes and light and...

International Trade Contracts Essay Example | Topics and Well Written Essays - 2500 words

International Trade Contracts - Essay Example As noted by Hannold, both English law and the CISG maintain that if a sales contract stipulates that the seller deliver the goods to the carrier or buyer at a specific location and time, and if the goods are delivered in the required condition, risk of damage passes from the seller to either the buyer or the carrier (depending on whom they were delivered to).2 In this case, and as is evident from the fact that B contracted directly with C, with S being responsible for the delivery of the wine to C at a specified place (quayside) the risk of damaged passed from S to C. In other words, as per both English law and the United Nations Convention for the International Sale of Goods, B cannot sue S who rightly claimed that his responsibility ended at the quayside. While B cannot sue S, he is entitled to sue C. The validation of the aforementioned assertion necessitates a brief review of relevant CIF terms, English law and case law. In accordance with the CIF contractual matrix, and as further supported by the laws governing marine transport and insurance, inclusive within the parameters of contracts for the maritime transport of goods is a guarantee that the goods will be delivered in the condition that they were originally delivered to the carrier in. In further guarantee of the stated, and as established by both English law and CIF terms, an insurance policy covering the economic value of the transported goods is included within such contracts.3 In direct reference to B's case, the implication here is that upon his entrance into contract with C for the delivery of the wine, and given that the assumption here is that S delivered them to C in the required condition, C is liable for the damages. The fact that B is entitled to hold C liable for the damages to the wine and is in a position to sue him according is further established by English case law. In Bayview Motors Ltd -v- Mitsui Marine and Fire Insurance Co., et al., [2002] the buyer contracted for a consignment of motor vehicles, whose specifications were clearly outlined in the contract. However, the goods he ultimately received were non-confirming consequent to the fact that they had been damaged during shipment. The seller successfully proved that the goods he had delivered to the carrier met the contractual requirements and therefore, established passage of risk. The buyer, thus, sued the carrier and the court found in favour of the claimant and held the carrier responsible for the damages.4 The aforementioned case is immediately relevant to the one at hand, insofar as it invaluably aids in the identification of the party responsible for the damaged consignment. Quite simply stated, passage of risk applied upon S's delivery of the goods to C in the required condition. The fact is that the goods were damaged during shipment and irrespective of whether C or his master of ship knew of the presence of the AFWA, the law is clear: C is responsible for the damages once he took possession of the goods at the quayside and, especially since S delivered them in the required condition. To this extent and given both the parameters of English law and CIF, B is entitled to sue C. (2) Even though, as previously stated, B is not responsible for t

Fast food vs. Home Cooked food Essay Example | Topics and Well Written Essays - 250 words

Fast food vs. Home Cooked food - Essay Example Fast food offers convenience and other advantages over home cooked food but the benefits of home cooked food and the disadvantages of fast foods identifies the need for consumption of homemade foods. This paper argues for preference of homemade foods from these perspectives. Time is considered a factor that influences the eating habits of an individual. Fast food is described as food ingredients that are prepared and served very quickly. Because of this, it enhances the profitability of fast food chains. ‘Fast’ is the crucial point and it can be seen by mathematical approach. Usually people walk into or drive thru a nearby fast food restaurant that needs five to ten minutes. It takes around five minutes to order and get a hamburger, depends on the length of the queue. A hamburger from fast food restaurant just takes fifteen minutes for maximum. On the other hand, a home cooked hamburger takes extra time for preparation from raw ingredients. First, a person needs to go to grocery store to purchase the raw ingredients, which usually takes fifteen to twenty minutes. Next, raw ingredients like onions and ground meat need to be cut and flavored that takes around ten minutes. The cooking process needs ten more minutes. A home cooked hamburger tak es more than thirty minutes in total. Even Jamie Oliver can only create a fifteen minutes fast recipe. Due to a huge workload of urban people, they would prefer to use less time to get the similar food, so the dependency of the consumers over fast food is high in the entire globe. Undoubtedly fast food is fast, but it is not the best food option. Since fast food meal is convenient, people may misunderstand that the cost of fast food meal is cheaper; however, it is not. Take a Quarter Pounder with cheese hamburger at McDonalds as an example. A Quarter Pounder with cheese hamburger costs $3.91. According to the official McDonald website, the beef patty inside is 2.9oz. The average price

The Globalization of Health Care Case Study Example | Topics and Well Written Essays - 250 words

The Globalization of Health Care - Case Study Example The beneficiaries of globalization of health care include the hospital in the host countries, which are mainly countries undergoing development. Patients also benefit from globalization since they can access quality healthcare at low cost. The loser are the mother countries, which are mainly the developed countries such as U.S. that train most of the medical personnel who end up working elsewhere. Moreover, the service is paid for at the place of delivery and countries like U.S. are losing greatly due to the large number of people seeking treatment elsewhere (Deloitte 1-2). There are risks associated with health care globalization. One risk is that professionals are increasingly moving from poorer countries resulting in shortage of care providers in poor countries. Resolving this issue would be hard since the professional cannot be prevented from seeking better payments. Accountability of healthcare providers might be reduced since medical ethics vary across nations. This can be dealt with through introduction of some international ethics to guide health professionals. On balance globalization of healthcare is god since it has enhanced care provision and ensured that the less advantaged can access quality care at a cost they can afford to pay. Moreover, it has reduced the burden of care provision in countries lacking enough

Why Has Reality TV Become Popular?

Why Has Reality TV Become Popular? Reality TV is a phenomenon that has now been the norm for a number of years. What is the reason reality TV has become so popular and what are the negative effects on young audiences? Discuss the differences between reality TV in America and/or other western countries and reality TV in the Middle East. The bug word of my first research question is REALITY PROGRAMS. The trend of reality TV shows in today’s surrounding is increasing and spreading like a fire in forest. Every channel wants a reality TV show once in a year to broadcast to increase and enhance their GRP’S. Why the rates of reality TV shows are touching the skies now days? Obviously, people are getting attracted towards those reality TV shows like a magnet. These reality TV shows are acting like gravity for the channels which attracts the attention of our society’s conversations today. Not only ladies and women in their kitty’s parties are discussing that reality TV programs like before they used to discuss on typical women oriented dramas, about their heavy jewelries and embroided sarees. People from all age groups are watching the every season of reality TV programs. As the demand of these reality TV shows is increasing therefore channels are producing them annually in terms of seasons. And every season smashes the GRP of that channel as compare to previous season (Ramos, R. A., Ferguson, C. J., Frailing, K., Romero-Ramirez, M. , 2013). Now the question arises that why is the reality TV shows gaining importance and popularity so extensively? At first instance people used to hate them but once the train come on to the platform, no one resist catching that train. It means once the show has been broadcasted on TV, no one resist to watch the whole season that reality TV. The answer for the popularity of reality TV shows is that people start relating their own lives to the contestants on reality TV shows. People love to hear and watch the true stories and trues events of every single contestant. People get bored on the scripted items. They want something new, something extravagant, something very much prodigiously attractive for their leisure time. And all these ravishing spending they can earn from reality TV shows (Bhatti, M. A., Hassan, A. A. U. , 2014). Everything which reaches towards the highest sky of fame, people in its surrounding is going to perceive something from them, whether it’s in a good way or a bad way. Similarly it goes for the popularity of reality TV shows. What people do extract from them. Here we will discuss some facts about reality TV impact on our young generation (Gentile, D. A., Bushman, B. J. (2012). , 2012). Physical Attractiveness And Sex Appeal Numerous reality shows portray women idealizing beauty and slimness, giving the impression that a woman’s value is based on her physical appearance, and that popularity is resultant from beauty. Reality cum Competition shows such asAmerica’s Next Top Modeldisseminate this idyllic, as women participate and compete with every of their opponent to gain a worthwhile modeling agreement (Krahe, B., Moller, I., Kirwil, L., Huesmann, L.R., Felber, J., Berger, A., 2011). Acquisitiveness And Extreme Partying Other conjoint values propagated by reality TV include acquisitiveness, and an idealism of a hard-partying and â€Å"superstar† lifestyle without respect for values. BothRich Kids of Beverly HillsandShahs of Sunsetportary the lives of privileged fresh adults living in southern California. They take overgenerous trips, wear fashionable and expensive clothes, spend a lot of money on alcohol-fueled parties, and are seldom seen employed consistent jobs (Ramos, R. A., Ferguson, C. J., Frailing, K., Romero-Ramirez, M. , 2013). Difference between reality TV shows in Western Countries and Middle East countries is not very much unalike. Infect the reality TV show which western countries announces and if it gains popularity to its highest level then most seldom Middle East countries copied them and introduces them in their own country. And again that copied reality TV show also gains importance and popularity at its height. For Example: Western Reality TV Show: The Big Brother Eastern Reality TV show: the Bigg Boss Both of them gains extreme popularity not even in their own countries but also across the globe. REFERENCES: Gentile, D.A., Bushman, B.J. (2012). Reassessing Media Violence Effects Using a Risk and Resilience Approach to Understanding Aggression.Psychology of Popular Media Culture, Vol. 1, No. 3. Krahe, B., Moller, I., Kirwil, L., Huesmann, L.R., Felber, J., Berger, A. (2011). Desensitization to Media Violence: Links With Habitual Media Violence Exposure, Aggressive Cognitions, and Aggressive Behavior.Journal of Personality and Social Psychology, Vol. 100, No. 4. Ramos, R. A., Ferguson, C. J., Frailing, K., Romero-Ramirez, M. (2013). Comfortably numb or just yet another movie? Media violence exposure does not reduce viewer empathy for victims of real violence among primarily Hispanic viewers.Psychology of Popular Media Culture,2(1), 2. Bhatti, M. A., Hassan, A. A. U. (2014). Psychological effects of TV News Violence on youth: A Case Study of the Students of Bahauddin Zakariya University, Multan.Pakistan Journal of Social Sciences (PJSS),34(1), 295-309. Scarborough, R. C., McCoy, C. A. (2014). Moral reactions to reality TV: Television viewers’ endogenous and exogenous loci of morality.Journal of Consumer Culture, 1469540514521078.

Financial Globalization Essay

Financial globalization is not a new term; it has existed since along time as there were capital flows. These capital flows were mainly in the form of long term bonds. As most of the countries were backed by the gold as their currencies the standards were even set according to the gold rates. After the First World War the first global crisis came into being which led to the great depression and the Second World War. After the Second World War the countries restricted trade and looked upon their monetary policies. In 1970s this came to an end and another wave of globalization ran across the world in the form of investment in oil. The financial globalization connects the different countries financially and in the financial integration of the developing countries. The financial system has been evolving since a long time for the better performance of the economy. There came a time when financial instruments were easily being divided into its further components. Risk could be sold or even bought. There is a cycle through which there is a recession period and a boom. After a very long period of boom there are certain reasons which lead into a recession period. Financial crisis can be caused due to several reasons like currency crisis, bank crisis and etc. These crises occur when an asset or something loses its value to a very less amount. There have been recession periods in the past even but the most recent one occurred in 2007. This was also called the great recession. It collapsed very large institutions. Many banks even closed down and several companies had to face severe consequences due to these factors. Now the question arises what caused recession? What were the factors that contribute towards recession? The major reason behind all this in 2007 was the real estate and subprime issues. The investors in real estate were encouraged by the bank and other loan providing authorities to take up on loans on a relatively easy term. These easy terms meant on low interest rate at a reasonable initial payment and etc. Due to these things the prices of the houses started to increase but when the inflation started to raise the prices of property started to decline and hence many of the loan schemes became a loss making for both the provider and the user. The user would lose all the initial payments made while the provider will have to bear the loss due to the inflation. The subprime lenders were moving towards bankruptcy. The main reason for the economic problems today is the expansion of global credit, deregulation and restricting the alternatives of the policies. There could be many reasons which might have led to the crisis in 2007 but the main reasons among them were the value of dollar in international market with respect to the trading of oil, the debt cycle due to the housing schemes and the economic inequality trends. The growth in the inequality trends meant that the gap between the highly paid people and the low paid people kept on increasing in terms of their salaries. Due to this, the consumption was affected as purchasing power would decrease due to low income. To solve this problem plastic money was bought in, plastic money means the use of credit cards, this allowed people to buy things even if they didn’t have cash. The use of plastic money increased the GDP of US and hence its use became more and more common. The concentration of wealth has had a great deal of affect on the political activities even. Lot of people had so much money which they didn’t even know where to spend. The number of donors therefore increased in the system as there people in need of money on the other end (Allan, 2010). The private sector debt has brought a great deal of increase in the crisis. The credit card debt was a little concern over the concern of mortgage debts. Today the crisis is faced due to three main reasons. The change in baking policies, the buying of houses even with a low income and the policies on debts which allowed people to borrow money to buy their houses were among those reasons. The dollar has been the currency in which trading was done. US a few decades back was a creditor and now has become a debtor and that too the biggest one. The depreciation of dollar was due to the trade being taken place in other currency like Iran started trading oil in its local currency and other currencies like Euro and Pounds appreciated causing the value of dollar to depreciate in the international market which even led to the crisis. The problems started to surface when the ‘well’ of credit started to dry up. Bringing credit into the economy cuts down the flow of money and it decreases the growth of the economy. The use of credit is not a bad thing as it promotes growth and jobs, but when they are used wisely. Financial globalization started in late 1980s which was assumed to bring in more growth to a country especially the developing countries. It is largely believed that financial globalization has led to financial crisis but there are very less evidence to support this finding. FDI has become an alternate equity way to the debt financing ways. They are considered to be more stable and are less prone to risk. They bring in more benefits like transfer of managerial and technological expertise. The entries of foreign banks have a positive impact on the financial growth of a country. The foreign banks are much more experience and expertise to deal with issues with problems in an economy. The debts are accepted by the people who are willing to take up risks. It is largely believed that the financial globalization affects in three ways, in financial development, policies and quality of the financial sector. Financial globalization has bought a lot of benefits to the developing countries but because of the financial crisis these benefits have been turned in the opposite ways. Even the supporters of financial globalization believe that risk is involved in it. Financial globalization allows the country borrow in bad times and lend money when the other countries need in good times. Thus it shares the international risks. When country is not financially global it has to look upon the matters regarding to the domestic investors only but when it is financially global it has to take into consideration the foreign investors even which requires a lot of time to solve problems regarding the crisis situations of a country. Even the imperfection of international financial market can lead to crisis. Due to the imperfection fundamentals can also be deteriorated. Even those countries with sound fundamentals can be affected by the importance of external factors in the international market. For example the interest rates, these external factors are a way to judge a country’s capital flows. The shock transmitted through different countries is another way through which financial globalization is affected. For example, if two countries are competing in the same market and if the value of one country’s currency depreciates it will disturb the other country’s competitive advantages. Thus both the countries will have an adverse effect on their currency due to the depreciation of one country’s currency. Another form of shock can be through the information. The investors rely on the market; they see and then speculate according to the position of the market the future of their business. Therefore there can be problems for the economy of a country. There are 4 main agents in the financial globalization, government, borrowers, investors and financial institution. The government restricts the domestic financial sector and capital flows and gives preference to the foreign trade. The opening of foreign companies has increased the investment of foreign countries in a country. To smooth their consumptions the countries have started borrowing from abroad which makes it easy to finance activities as the other countries might be interested in investing in other countries than itself due to several reasons like low risk and higher rate of return. This has made easy for the company and individuals to invest abroad through shares in the companies, providing loans and etc. Financial institutions like International Monetary Fund (IMF) provide a mix of services which are available in different countries all over the world. One of the benefits of financial globalization is the development of financial sector. It has increased the amount of capital present for investment. These advantages come with different sorts of disadvantages even mentioned above. There are different ways through which a government can minimize the risk of financial globalization and maximize its benefits. The government should have proper policies regarding investment in foreign countries, should control capital flows. The transactions which are based on foreign country should be backed institutions which can help in the times of crisis. There should be proper ways to manage the risk and returns. The rules and regulations made should be properly disclosed to enable proper dealings. Managing risk from the beginning might be prevention to the country from several crises and then when crisis do occur they can help the country to solve the problem easily and come out of it smoothly. If the country loses its confidences there are chances of the currency to depreciate therefore proper measure should be taken to support the crisis. This can also happen when there is a change in the foreign currency, as well as the country’s own currency. Thus it can be concluded that the financial crisis of 2007 due to the heavy mortgages and easy borrowings might have led many people to become wealthy but those who were poor became poorer. The effect of the crisis which mainly started in US had its effects all over the world as many of the countries are interlinked with US and hence change in the value of the dollar would affect the other country even. Other its effects on the currency the financial crisis have led to bankruptcy and bailout of many banks and companies. Some of them which were lucky enough were merged with other companies to save the bad economic conditions of the country. Many people had to give back their houses to the government, banks or any other lender which caused a lot of problem to the lenders as well as the owners. This period was known as the recession period where many of the employees lost their jobs due to the shutdown of many organizations all over the world. Even though it has been few years since this recession, its effects can still be visible now. Many places in US still have high rate of unemployment. Thus the financial crisis doesn’t have a good effect on financial globalization. One could say they are interlinked with each other, financial crisis can put a stop to financial globalization and excessive financial globalization can even cause financial crisis. Therefore it is very important to look into matters when investing in foreign companies, those policies which might seem to be more profitable for the short term should be avoided and making decisions on just speculation should not be the only way, there should be a calculation done to measure the amount of the risk a country could face. Though these crises are short lived but sometimes they can leave its effects for a very long period of time.

Being Wasteful

Being Wasteful   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  What being wasteful means to me is not using what you have or been given in a proper way. When I think of someone being wasteful, I think of someone that buys clothes and never wears them and just keeps buying new. Another way I think of being wasteful is by not eating your food that you are given or buy and having to throw it away. I also believe you can be wasteful with your finances. The first way I feel that someone can be wasteful is by buying clothes and never wearing them. To have a closet or floor full of clothes and to only wear the same three outfits every week is wasteful.My friend Andrea has this habit; she will say she has to go buy a new outfit to go to work in. She will then go to the mall, spend hours picking out this outfit, and take it home to put it in her closet and end up never wearing it. She has approximately twenty outfits still with tags on them that she has never worn. After she decides she doesn ’t want them or won’t wear them, she won’t take them back because she states â€Å"I’m going to wear them someday. † This to me is just being wasteful. I believe it is wasteful because she is buying clothes she does not need, and she is wasting money. Another way I think of being wasteful is with food.If you go spend the money on the groceries you need to cook meals or a dinner, and then decide that you don’t want to have it, but then never do anything with that food and it spoils and you have to throw it out, that is being wasteful. In addition, if you put so much food on your plate and do not eat it and then have to throw it in the trash, that is being wasteful. My daughter Kaytlyn has a very bad habit of thinking she is hungrier than she actually is, and once she starts eating before she even gets close to being done, she has to throw part of it away. Then not even an hour later she will want to come ask for a snack.We argue a lot about t his; I tell her to start out with smaller amounts, and then if she is still hungry to go back and get more. Another example of being wasteful with food is I will make dinner and have leftovers in the fridge. After several nights of cooking, we take and have a leftover night, and no one wants to eat the leftovers. I get very aggravated with this, because if no one eats the leftover that means this food is being thrown away, leading to more food and money is being wasted. Last is being wasteful with money. Being wasteful with money is thinking you have to spend every penny you have just ecause it is there. My son Austin is very bad about being wasteful with his money. He will buy whatever he wants like LED flashing lights for the inside of his truck that he believes makes it look cool, and he will not take a second look at what he may need in the future. He also has the habit of wasting his money on gas. The example I have for this is he will drive to a friend’s house, then bac k home to grab something, and then drive back to the same friend’s house. He would not be being wasteful if when he was ready to leave, he would grab everything he needed for what they had planned.Then when something comes up that he needs money for he never has any and then wants to borrow from me. I tell him all the time, â€Å"Maybe you should not be so wasteful with your money and put some in the bank account you have. †   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  The examples I have described are all ways I feel define being wasteful. I feel buying clothes you do not need, and are never going to wear, wasting food that you cook or put on your plate, and are not going to eat, and spending money just because you have it in your pocket, and not saving any money for future need are all examples of being wasteful.

Munchausen Syndrome by Proxy essays

Munchausen Syndrome by Proxy essays Munchausen Syndrome by Proxy, MSBP, also known as Factitious Syndrome by Proxy, is potentially a fatal form of child abuse. The American Psychiatric Associations DSM-IV describes MSBP as Munchausen Syndrome by Proxy is a mental disorder in which a person falsely reports or causes symptoms to another person under his or her care. Falsely claim a child has experienced serious symptoms, such as seizures; Contaminate test results to make a child appear ill; Physically harm the child to produce symptoms. The victim will get better when separated from the perpetrator. The diagnose MSBP has a long history, a rocky future, and fuels disagreements among medical professionals and the public. MSBP is a mental disorder in which a person falsely reports or causes symptoms to another person under his/her chare. The caregiver almost always the mother and the victim; MSBP is considered a form of child abuse. Victims will generally undergo needless and painful medical test. They may become seriously ill, injured or die as a result of the actions of the caregiver. Most children who are victims of MSBP develop emotional problems that can last a lifetime. In 1794, at the age of 74 Baron Munchausen married a 17 year old. After the Baron had retired to bed, his bride continued to dance the night away with another man. Within a year, the new bride gave birth to a son. It was whispered that the Munchausen child would live only a short time. The child died before his first birthday under suspicious circumstances. Charcot, about a century later wrote about an unusual behavior pattern among young men. In 1877, these men would self-inflict injuries or falsify medical documents, attempting to gain hospitalization and treatment. Charcot called the condition mania operative passiva. In 1951, Richard Asher first used the term Munchausen Syndrome to describe a pattern of self-abuse, where indi...

Violent Tv Programs Essay Example

Violent Tv Programs Essay Example Violent Tv Programs Essay Violent Tv Programs Essay violent tv programs have been blamed for causing crime rates to rise in many countries. but many people dont agree that violence is related to TV viewing. Discuss the possible reasons for both opinions. give your opinion as to wether or not violent programs should be taken off the air. It has long been asserted that watching crime on television or playing violent video games contributes to violent behavior. In other words, it is what a person watches that allegedly influences and desensitizes him. Thus he becomes violent. Consider the absurdity of such a thesis! . People who are fascinated and excited by violence and other crimes gravitate to particular types of programs and games and immerse themselves in them, some for hours each day. Their absorption with violence reflects their personality. 2. Millions of people view violence in television programming It is entertainment or news. Thats it! The viewers do not consider for a moment enacting what they see. The same is true with play ing video games. They are solely for recreation. 3. There is such a thing as a copycat crime. A person watches a crime enacted in detail on television and then does the same thing. His decision to do so reflects a mind that has long been fascinated and excited by crime and violence. For every person who might fantasize about, then replicate the crime, millions of people who saw the very same thing reject it, are repulsed by it, and never would be tempted to enact what they watched. Related Articles Massacre for the Media One-Way Trip to Davy Jones Locker Porn For Pedophiles: Sexy Children On Parade Forced to Kill You First Casey Anthony Is Found Not Guilty Of Killing Her Daughter Find a Therapist Search for a mental health professional near you. Critical is not what is on the screen or in the game but what already resides in the mind of the viewer, reader, game player, or listener. A not guilty by reason of television defense failed many years ago in a Florida courtroom. Violent tendencies reside within the personality, whether or not the person watches programming depicting violence. The television program, the movie, or the videogame do not turn him into something alien to his basic personality.

Managing Financial Resources Essay Example | Topics and Well Written Essays - 2000 words

Managing Financial Resources - Essay Example Proper accounting supports company officials while they make these decisions, showing them whether or not an investment will be practical, and if the company can afford it. Ethical and professional accounting forms a clear financial image of a business, and allows managers to make informed decisions, keeps investors abreast of developments in the business, and keeps the business profitable. The business performance of a company can be monitored and analysed with the use of accounting ratios. The ratios are used to interpret financial information about the company. The results can be compared with past results or with industry standards to gauge the company's overall performance. The quantitative results for this segment can be found in the Appendices section of this report. Company A's Current Ratio is 1.17, while Company B has 1.03 and Company C resulted in 2.5. This means that all three companies are still able to generate enough cash to settle its short-term liabilities. As a guide, a current ratio of 2 is ideal. For Company C, its result is higher than the ideal guideline and this suggests that Company C may have resources lying idle, for instance, the untimely collection of its receivables. A better ratio to consider when looking at the liquidity of the companies would be the Liquidity Ratio. This ratio does not take into account the companies' stocks, which can be difficult to value and which can be obsolete. Debt-Equity Ratio This assesses the financial risk of a company. A high gearing ratio poses risks if a company is unable to meet its financial obligations as this can very well lead to bankruptcy. Therefore, it is important that this is constantly monitored. Debt-Equity Ratio = Total Long Term Debt / Total Equity The Gearing Ratios for all Companies A, B and C are quite low at 9.2%, 8.1% and 15.4% respectively and the results should not cause an alarm. However, it is good to note that the companies should have a balanced mix of equity and debt to finance its operations. Return on Asset There are several ratios available that can measure the ability of a company to generate profits from its sales. These include Gross Profit Margin, Return on Assets and Return on Equity. A good profit margin is essential in any form of business to ensure there is always enough cash to run its operations. Thus, it is also important that receivables are collected on a timely basis. Return on Asset is a type of profitability ratio and measures the level of profit compared to the value of net assets invested in your business. Return on Assets = Net Income / Total Assets The profitability of all three companies is sound. The Return on Assets are 1.7%, 1.3% and 3.3% for Companies A, B and C respectively. It can be seen that Company C generates the highest return on its assets, whereas Companies A and B are

Is teenage pregnancy a social problem Essay Example | Topics and Well Written Essays - 2250 words

Is teenage pregnancy a social problem - Essay Example The increase in the rate of unwed teenage births weakens the integrity of a country. Research suggests that millions of teenage girls get pregnant in the United States every year most of which are those who did not use any contraceptive, as is found by Jewell, Tacchi and Donovan (2000) who asserted in their study that â€Å"young mothers revealed more difficulties getting access to reliable contraceptive services, and dissatisfaction with sex education in schools† (p.522). Gillham (1997, p.10) states that whether one sees teenage pregnancy as a social problem is entirely one’s own perspective. To some teenagers, getting pregnant would be a total disaster of their personalities if they want to step ahead in their professional lives; while, there are other teenagers who find themselves enjoying the situation. Statistics According to Gillham (1997, p. 1), the perception that the out-of-wedlock teen pregnancies are increasing with every passing year is not correct. He asser ts that 1991 saw â€Å"10,000† fewer teenage maternities than 1981, while the rate was higher in 1971 and was highest in 1961. Gillham however draws a line between conception rate and maternity rate, and states that since the increased use of contraceptive measures and high trend of pregnancy termination or, in other words, abortion, the conception rate has increased with passing years but the maternity rate has lowered. Research suggests that 4 out 10 girls get pregnant every year which makes up around one million of teenage girls in the United States. Gillham (1997, p.10) mentions a study according to which 23 percent of the participants of the study intended for pregnancy, and the rate has increased to 40 percent in a recent such study. Boonstra (2002) conducted a survey and the study revealed that the rate of unmarried childbirths in teenagers has increased â€Å"from 13% in 1950 to 79% in 2000†. Moralization The increase in the rate of teenage pregnancy has given rise to the hot debate regarding public morality. The emphasis on morality has not made a drastic shift from teenage sexuality to no teenage sex at all, but actually it has given rise to safe sex with the use of contraceptive measures. Mothering on welfare (Breheny & Stephens, 2007; Phoenix, 1991, p.87) or issues like sexually transmitted diseases as AIDS (Teenage Pregnancy, 1999) has not compelled the teenagers to refrain from having sex; however, it has made them choosy about their sexual partners while using contraceptives. Although most teenagers do not give serious thought to AIDS but the debate on it has made it a public discussion. The society ignores the fact that the teenagers are not the ones who should be expected to make a revolution against teenage pregnancies; instead, they are the ones who are the recipients of this sexual inheritance from their forefathers. Moralists also overlook the fact that teenage pregnancies do not stand alone as a social problem but there are a number of social issues that are associated with them which include education, employment, politics,